Paycove Privacy Policy

Introduction

Welcome to Paycove, located at www.paycove.io (the “Site”). Paycove is hosted and run by Paycove, Inc. (“Paycove”, “we”, “our”, or “us”), a Wisconsin based corporation. This privacy policy statement (the “Privacy Policy”) addresses and explains Paycove’s practices regarding information collected from users of the Site. This Privacy Policy is incorporated into Paycove’s Terms and Conditions.

Collection of Personal Information from Site Users

The legal bases for Site processing of data are primarily that the processing is necessary for providing the service in accordance with the Site’s Terms of Service and that the processing is carried out in the Site’s legitimate interests – specifically, the generation and delivery of quotes and invoices.

Paycove and its Suppliers may collect personally identifiable information that you provide to us through the Site and the Platform via registration forms, surveys, applications, purchase forms and other online fields, including, but not limited to your name, postal and/or email address(es), telephone, fax or mobile number(s), credit card number(s), payment processor details, billing information and/or other relevant Personal Information (collectively, the “Personal Information”). You may be required to provide us with Personal Information to complete registration and access certain features made available to you on the Platform through this Site.

For the purposes of improving and maintaining the Site, we may also (a) collect and track information about you that may not constitute Personal Information, including, but not limited to, your home server domain names, date and time of your visit(s), type(s) of computer(s) you used to access the Site and the Platform, the originating IP address(es), files downloaded, search engine(s) used, operating system, information and data on how you use the Site and the Platform, the page(s) visited, the type of Web browser(s) for users of the Site and the Platform, your geo-location data, the state or country from which you accessed this Site, the number of links you click within this Site, and/or the number of times you view any advertisement(s) on the Site and/or the Platform (the “User Data”); and (b) aggregate any such User Data.

How we Collect Information

Paycove will collect the Personal Information and the User Data (collectively, the “Information”) about you through a variety of means, as described more fully below. Firstly, Paycove will collect the Information you submit to us through registration, application, and payment forms. Paycove and the parties with whom we work may place, view, and/or use “cookies”, Web server logs, Web beacons, or other electronic tools or other similar authenticating or tracking technologies on your computer’s and/or devices’ hard drive to collect information.

User Data collected about your use of this Site and the Platform may be combined with Personal Information about you from other online or offline sources. If you prefer that we not combine User Data that has been collected, through cookies, about your use of this Site or other websites with Personal Information or other information and data about you, then please delete and disable cookies for each browser, on each computer you use.

Use of Personal Information Collected

Paycove and its Suppliers may use the Information collected for various reasons, including but not limited to: (a) research and analysis; (b) better service provision for visitors to this Site and users of the Services; (c) compilation and aggregation of anonymous information about usage of this Site, the Services, and the Platform; (d) allow you to access Paycove’s Services; (e) facilitate renewal of payments and related activities; and/or (f) conduct other business purposes within the law.

Disclosure of Personal Information

Paycove may share your Information with our Suppliers. Paycove may share with other third parties Information about our Site users, but only on an anonymous or aggregate basis, consistent with the choice you make when providing Personal Information.

Paycove may also disclose your Information to unaffiliated third parties if we believe in good faith that such disclosure is necessary to: (a) comply with the law; (b) protect the interests, rights, safety, or property of Paycove or others; or (c) enforce any terms of service on this Site.

Security of Personal Information

Any Personal Information you provide to Paycove is kept on secure servers. Paycove uses reasonable administrative, technical, personnel, and physical measures to safeguard Personal Information against loss, theft, unauthorized use, disclosure, or modification.

Access, Correction, Deletion of Personal Information and User Data

We respect your privacy rights and provide you with reasonable access to the Personal Information that you may have provided through your use of the Site. If you wish to access or amend any other Personal Information we hold about you, or to request that we delete or transfer any information about you, you may contact us at admin@paycove.io.

Right to Change Privacy Statement

If you choose to visit our Site and/or access and use the Services available on or through the Platform, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms of Use. We reserve the right to change this Privacy Policy at any time. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

Your California Privacy Rights

If you are a California resident, California Civil Code Section 1798.83 provides you with the right to request certain information regarding disclosure of your Personal Information to third parties for direct marketing purposes.

Transfer of Personal Information To Other Countries

Some of the uses and disclosures mentioned in this Privacy Policy may involve the transfer and processing of your Personal Information to and in various countries around the world that may have different levels of privacy protection than your country. By submitting your Personal Information, you consent to such transfers and processing.

Data Retention

We only retain the Personal Information collected from a user for as long as the user’s account is active or otherwise for a limited period of time as long as we need it to fulfill the purposes for which we have initially collected it.

DPA and Other Requirements

This policy, as well as Paycove’s internal policies are compliant with GDPR, enacted May 25, 2018. Paycove strives to work with GDPR compliant subprocessors to improve our product.